cover art from CD, black with red text saying Mortgage Meltdown: The Musical Donate any amount by March 31, 2014, and get your digital download or physical CD and song book before anyone else!
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"Remember that family vacation to see your mom? To save our sanity, we made up a song."

These recordings were funded by DONATIONS for personal enjoyment, public protests and rallies.  You must REQUEST PERMISSION IN ADVANCE before you sell or broadcast or perform or copy or distribute this music in any form.  Instead of sending a song electronically, you should include a link to this page, and let other people come here for a download. See U.S. COPYRIGHT FAQ for legal details.

Early Drafts!  Audio files are synthesized instrumentals (no voices), Karaoke-style, but we are experimenting with AUDIO controls and NAVIGATION buttons that work with all browsers. Click each filename for download, then use your browser's BACK button to return to this page.
Songs are not finished-- we are waiting for more donations! >
This page (SONGLIST) has part of the music. For tracks on the Demo CD, and more recent recordings, and other versions, see the SONGS page.
.pdf = Lyrics or Sheet Music, to print on paper
.mp3 /.mid = Normal/Small audio file
.wav = HUGE audio file (uncompressed, many MegaBytes)
* = Singers for Dinner Theatre should rehearse these songs first

------Preview of CD in May,  2014 (Your donations  will help us finish these tracks and more!)-----

01-BrooksleyBorn,SungApr26.wav
02-PreApproved2004,SungApr26.wav
03-Loan2004LoanOfc,SungApr26.wav
04-Loan2004Porch,SungApr26.wav
05-MagicInvisibleMoney-Nov10sing.mp3 or
05-MagicMoney,SungNov10.wav
06-Loan2007Rats,SungApr26.wav
07-FixerUp2008,SungNov10.wav
08-FAX!2011,SungNov10.wav
09-I'mDepressed2011,SungApr13.wav
10-Bankers'Blues2011,SungApr26.wav
11-BankersBluesRiffs,Stephen.wav
12-I'mDepressedRiffs,Stephen.wav
13-FamilyOfTwo,NotSung.wav
14-FamilyOfTwo,QuartetStephen.wav
******

Singers Rehearse Below for May 3
15-BankersBlues-May1.wav
16-BankersBlues-May1.mp3
17-BankersBlues-May1.pdf

--------

For Singers: May, 2014 tracks--------

BROOKSLEY BORN
00-BrooksBorn6voice-042514.wav*
01-SOP-BrooksBorn-042514.wav*
02-ALTO-BrooksBorn-042514.wav*
03-TENOR1-BrooksBorn-042514.wav*
04-TENOR2-BrooksBorn-042514.wav*
05-BARI-BrooksBorn-042514.wav*
06-BASS-BrooksBorn-042514.wav*
07-ORGANBrooksBorn-042514.wav*
08-BrooksBorn6voiceScore-042514.pdf*

16-LoanLessMoreNov10,6min.mp3*
17-FAX!-132-042514.mp3*
18-FAX!-138-042514.mp3*
19-FAX!,Apr24,14.pdf*
20-Script,ACT1Scene1.pdf*
_blank_*

------------

..

Karaoke-style music; .pdf of lyrics

00 BrooksleyBorn-SingAlong.html*
01 BrooksleyBorn.mp3
02 BrooksleyBorn.wav 4MB
03 BrooksleyBorn-FullScore1pg.pdf*
04 BrooksleyRingtone.mp3
-----
10 FAX! Music Video*
11 FAX!.mp3
12 FAX!.wav 17MB
13 FAX!-Ringtone28sec.mp3
15 FAX!-WordsOnly,2up.pdf*
16 FAX!-LeadSheet,2pg.pdf
17 FAX!-FullScore,7pg.pdf
18 FAX!-LongIntro.wav 20MB
19 FAX!-LongIntroScore,8pg.pdf
20 FAX-Nov10.mp3
21 LoanForAHome.mp3
22 LoanForAHome.wav 6MB
23 Loan&Less/More,AllAct1,25pgs.pdf *
24 LoanForAHome,LeadSheet1pg.pdf
25 Loan&Less/More,AllAct1.mp3 *
26 LessMore.mp3
27 Loan-2004-1MrsC-Apr24.mp3
28 Loan-2004-1MrsC-Apr24.pdf
29 LoanHome&LessMoreLyrics,2pg.pdf
31 BankersBlues,Verse1-Ringtone.mp3
35 BankersBlues.mp3 *
36 BankersBlues.wav 31MB
37 BankersBlues,SheetMusic18pg.pdf *
39 BankersBluesRiffs,Stephen.mp3
-------
41 FixerUp-MelodyLine.mp3
45 FixerUp-withTubaFlute.wav
47 FixerUp-LeadSheet,6pgs.pdf*
48 FixerUp-Nov10.mp3
-----
52 It'sGonnaBeBad-keyG.mp3
54 It'sGonnaBeBad-keyG,5pg.pdf

56 It'sGonnaBeBad-KeyC,Kar.mp3
57 It'sGonnaBeBad-KeyC,Kar.wav
58 It'sGonnaBeBad-KeyC,Kar.pdf

-----
62 FamilyOfTwo.mp3
63 FamilyOfTwo.wav 19MB
64 FamilyOfTwo,SheetMusic9pg.pdf
65 FamilyOfTwo,May8.wav
66 FamilyOfTwoQuartet.mp3 instrumental
67 FamilyOfTwoQuartet.wav instrumental
-----
72 I'mDepressed,Stephen.mp3
73 I'mDepressed,Stephen.wav 12MB
74 I'mDepressed,LeadSheet1pg.pdf
75 I'mDepressed,SungApr5.mp3

76 I'mDepressed,SungApr13.mp3

77 I'mDepressed,SungApr13.wav


-----
82 MagicInvisibleMoney.mp3
84 MagicInvisibleMoney,3pg.pdf *
85 MagicInvisibleMoney-Nov10sing.mp3 *
86 MagicInvisMoneyLyrics1pg.pdf
87 MagicInvisibleMoneyApr24.mp3 *
88 MagicInvisibleMoneyApr24.pdf *

BROOKSLEY BORN, a short tribute to the former Chairperson of the Commodity Futures Trading Commission (Aug 26, 1996-July 1, 1999), regulating the Futures and Options markets. IF we had listened to her warnings and IF we had allowed her agency to regulate the most risky, unregulated derivatives (including Credit Default Swaps), and IF we had forced Congress to keep the Glass-Steagal protections on how bankers invest our money, we could have prevented the financial collapse of 2008.
Sing: BROOKSLEY! THANK YOU, BROOKSLEY! BROOKSLEY BORN!
-------
FAX!, a long list of documents that homeowners must fax (not mail) to their lenders every few weeks as they wait, and wait, for a mortgage modification, with no way to confirm that everything went to the proper file.
Sing, first verse:  PAY STUBS, BUDGET, HARDSHIP LETTER... YOU CAN SEND IT ONCE, BUT TWICE IS BETTER. FAX! JUST THE FAX! SEND IT AGAIN! SEND IT AGAIN!
-------
LOAN FOR A HOME, a waltz that is sung as every home loan is signed.
Mrs C sings to loan agent: IT'S A LOAN, FOR A HOME, A LIFELONG INVESTMENT! DREAMS COME TRUE, THANKS TO YOU! (Mr C: SHE'S A LITTLE BIT PREGNANT.) Mrs C, to Mr C: TELL OUR REALTOR, RENEE, WE CAN LOOK RIGHT AWAY, AND BE MOVED IN BEFORE LABOR DAY. Buyers all have the same refrain: JUST SAY OKAY, AND WE'LL FIND A WAY TO PAY!
Later, the melody becomes a sad comment on foreclosure: IT'S A HOUSE, NOT A HOME, AND YOU'RE WELCOME TO STAY... TILL THE DAY WHEN THEY SEND YOU AWAY.
-------
LESS/MORE, interwoven with LOAN FOR A HOME, is sung by mortgage loan agents and others to confuse the buyers into spending more money than they intended.
Loan Agent sings to Mr C: AFTER THREE YEARS, NEVER LESS, YOUR INTEREST MIGHT BE MORE, BUT IT CANNOT GO ABOVE ELEVEN POINT FOUR. STATE YOUR INCOME HERE... (pause while Mr C scribbles a "stated income" and Agent adjusts it to a higher number. Agent continues.) WITH YOUR CURRENT CREDIT SCORE, YOU'LL GET PRE-APPROVED TODAY AND BE OUT THE DOOR.
MR C and MRS C sing, to Loan Agent: JUST SAY OKAY, AND WE'LL FIND A WAY TO PAY.
Later, the melody is sung with thrifty hints by penny-pinching homeowners, using a refrain that was popular during the Great Depression of the 1930s: USE IT UP, WEAR IT OUT, MAKE IT DO, OR DO WITHOUT!
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*** THANK YOU FOR YOUR SUPPORT! ***

Help Make It Happen! We have plenty of red ink to explain this Mortgage Meltdown. What more do we need? YOU!

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    http://www.mortmelt.com/songlist.html