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Show this to friends who spent 2004-2013 dealing with banks, home loans, real estate investments, or foreclosures. Can they explain the mortgage meltdown to a high school student today? Funded 100% by donations, MORTGAGE MELTDOWN: THE MUSICAL is on its way to the stage and internet. Preview some songs, scenes, and educational resources for high school or college students, and their instructors.

Welcome to MORTGAGE MELTDOWN: THE MUSICAL!

Just say okay, 'cause it's rated TRIPLE-A.

What's It About?

Five households in one bank's vicinity—
We'll call them Households A, B, C, D, E—
Are pushed into traps set six years before
Scene One opens: March fourth, two thousand four.
Watch banks base loans on neighborhood and race,
Buy ratings for pools of loans (“Triple-A's”),
Forge signatures, drop their lending standards,
File fake documents in public records.
Which homeowners are not evicted yet?
Will Bankers find out how rich they can get?
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No ads, no spam. Might include easy ways you can fight today's financial corruption.

Why?

Homeowners were traumatized by the last foreclosure crisis... and now we face another mortgage meltdown! You have heard some parts of the story, something about government deregulation of the banks, high-stakes investments, derivatives based on securitized loans, the 2008 financial collapse, and the need for a massive bailout of banks. But most people cannot explain how those problems connect to fraudulent foreclosures and widespread evictions. We don't want THAT history to repeat itself! Wouldn't it be nice to have a clear understanding of what the [bleep!] happened, presented in a good old-fashioned musical that leaves you humming catchy tunes?

MortMelt Sampler playlist

Song Samples

  • Loan for a Home, part A
    (opening song, 2004: Officer Redline, Mrs. C, Mr C)
  • Loan for a Home, part B
    (opening song, 2004: Officer Redline)
  • Bankers' Blues
    (“I Want” song for Bankers)
  • Magic Invisible Money
    (Bankers)
  • Fix 'er Up
    (Mr Builder and his wife, 2008)
  • FAX!
    (Bank Employees to Homeowners)
  • Family Of Two
    (Demo)
"A national tragedy is explained with songs that are wry, funny, insightful." —Mark M., Board of Directors for affordable housing agency
“The song 'Art Department' has a definite monk-like dirge quality, very funny! Congrats!" —Steve Cosgrove, pianist
"Best wishes." —Brooksley Born, 2023
"Help Make It Happen! We have plenty of red ink to explain this Mortgage Meltdown. What more do we need? YOU!"
"PRE-APPROVED!"
"It's a loan for a home, a lifelong investment..."
"If you only have a little, then a little is enough!"
"He needs a massive transfusion of O.P.M. -- Other People's Money."
"Look at them. They don't even know. We sold their mortgage months ago."